March 8, 2008 – 3:19 pm
by Alastair Lydeard
The villians in many horror films have it easy. They just snip the wires leading to a telephone or home alarm system, and the system is rendered useless. Scary enough, but it is even scarier to think this could be true of your home as well. The answer is to protect your family and home against break-ins with a wireless security system.
These wireless burglar alarms use radio waves to communicate with other components instead of using wires. The potential burglar cannot figure out how to cut wires to disable the system, so gives up.
The two main types of wireless burglar alarms are unmonitored and monitored. If an intruder is detected, unmonitored systems sound a loud alarm that is audible in the home and for a short distance outside. If you live in the countryside, these systems are not ideal, because if you are not at home, neighbors may not be able to hear the alarm, so no one will know about the break in. Monitored services, on the other hand, detect a break-in and then send a signal to security company staff, who determine whether it is a real burglary, and then call the police.
The control panel is the brains of all wireless security systems. It is usually found in the basement or in a closet. The control panel is where all wireless signals are sent from the various motion sensors and magnetic switches placed throughout the home. If a suspicious movement signal or entry is detected, the control panel sounds an alarm, or phones the security company’s monitoring service.
Small, inconspicuous magnetic contacts are attached to windows and doors. They include two parts, a magnet that is placed on the window or door, and a switch that is placed inside the door jam or window sill. They work very simply: if the distance between the switch and the magnet increases, which would happen if the door or window were forced open, a signal is sent to the control panel, which sounds the alarm.
Large open spaces such as hallways can be equipped with wireless body sensors or motion detectors. Infrared motion or body heat changes are detected and a signal is sent to the main control panel. The panel gauges whether the movement is a person, and then sounds the alarm or alerts the monitoring station staff.
Each wireless security system includes a keypad, which homeowners use to turn the system on or off. Normally, keypads are installed beside the main entry door, so that it is convenient to arm the alarm when leaving, or to deactivate it when returning home. Some systems also include remote devices, similar to a car alarm, which can operate several features. Homeowners can also switch lights on or off from a distance using the remote controller, to give the illusion that the home is occupied.
Some wireless security systems also come with cameras, which can be all mounted or hidden. The cameras connect to a control panel and a recording device, such as a VCR. If an intruder is detected, the cameras record the home scene automatically. Some packages also include camera monitoring by security staff at the alarm system company.
There is no doubt that any home security system can offer a certain degree of protection for your property, or even your life. However, for the highest level of protection, a wireless security system is your best choice.
Tags: Home Security
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Most people think that you need intricate, costly retirement planning kits to get the most out of your planning. Not so! Many good retirement planning tools can be had for free. They may not have tons of extras, but sometimes simple can be perfect, too.
Start with Budgeting
This tool may not seem all that inspired, but it can make a huge difference in your retirement planning: a budget. Start with a blank piece of paper, or a blank spreadsheet, if you want to use your computer. Go through your checkbook, credit card statement, and bank statement and write down all of your monthly expenses, including your utilities, credit cards, eating out, groceries, and snacks.
Write down every single thing that you spent money on, even if it was just for fun. Now, at the bottom of the page, subtract the amount from your total take-home income. Anything that is left over is potential for retirement funds.
If you don’t have anything left over, then it may be time to rethink your budget. Cut back on the little things so that you can plan for the big thing, retirement.
The Personnel Office
Many folks don’t realize that the best retirement planning tools can be found at their job; it is called the personnel office. Personnel can help you find and sign up for every perk, investment, and savings benefit your employer has to offer. Some businesses even work with banks and local investment firms to get retirement information to their employees. Stock up on the brochures and reading material that the office has as well. It’s like getting top-of-the-line retirement advice for free!
Use the Internet
You can get tons of nifty retirement planning products on the internet. A lot of it is what’s called Shareware, which are programs that are created by programmers in their spare time to offer to the public free of charge. The Vanguard Retirement Calculator helps you see if you are investing enough and helps you average your investment returns. AARP has a Retirement Roadmap Tool that helps determine how much your retirement dreams will cost in the real world. Principal Financial Group offers many different kinds of planning and investment calculators for planning for retirement. CNN Money.com offers an intensive calculator that covers investments, goals, income, savings, and portfolios.
there is no need to spend big bucks on retirement planning tools. Free ones are right at your fingertips.
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